Regulations: What to know before turning surcharging on.

Surcharging Compliance Notice

Surcharging rules vary significantly depending on your jurisdiction. Federal, state, and provincial laws—as well as card brand regulations (e.g., Visa, Mastercard, American Express)—may apply to your business. Other regulatory bodies may also have specific requirements.

It is your responsibility to understand and comply with the rules that apply to your business.

Benji Pays provides the surcharging feature as is and makes no guarantees regarding its compliance with any applicable laws, rules, or regulations. We are not able to offer legal or regulatory advice. 

Helpful Resources

United States

• Visa Surcharging FAQ
  https://usa.visa.com/dam/VCOM/download/merchants/surcharging-faq-by-merchants.pdf

• Mastercard Surcharge Rules
  https://www.mastercard.us/en-us/business/overview/support/merchant-surcharge-rules.html

Canada

• CFIB: Credit Card Surcharging
  https://www.cfib-fcei.ca/credit-card-surcharging

• Canada.ca: Merchant Surcharges and Fees
  https://www.canada.ca/en/financial-consumer-agency/services/merchants/credit-fees-merchant.html

• Moneris: Surcharging 101 – What It Is and What to Expect
  https://www.moneris.com/en/insights/posts/insights-trends/surcharging-101-what-it-is-and-what-to-expect